Premium financing is where, typically, an independent institutional funder decides to pay the premium for the insured. Financing is done for a period of years, or even for life. Financing rates vary, but are typically related to the U.S. prime rate or LIBOR.

Your current health will play a big part in the quote that you receive. Your weight and whether or not you smoke will be key factors that the insurance company will consider. Obviously smokers are at a higher risk of dying earlier than non smokers and this will be reflected in your quote. Similarly, people [...]

Before taking out any kind of over 50’s life insurance cover it is a good idea to look at a number of different policies first. Today it is very simple to get a number of quotes from a number of different companies online for this particular type of insurance cover.

 It is possible to find term life insurance policies that do not require a medical before signing on the dotted line although you will generally pay a higher premium for such a policy it is still possible to find some very competitive deals online with a number of insurance comparison sites offering deals from a [...]

If you stop paying on a whole life insurance policy, you may have more leeway. If you have accumulated cash value within the policy, your insurer will likely draw down the cash value account to cover premiums