I’ve been a smoker for I think 5 years of my life. I quit several years ago for my own health. I heard that getting a non smokers life insurance is cheaper as compared to when you are smoking. Is this true? By the way I am from Oklahoma if that makes any difference.
Hope
Oklahoma City, [...]

The life expectancy of smokers is shorter than those who do not smoke. When insurance companies identify that an applicant is a smoker, it automatically raises red flags. The person is considered to have a shorter life span, and is expected to possibly have health issues later in life